As a California worker, you are entitled to medical care and benefits for any injury or illness you suffer while at work. However, under California workers’ compensation rules and regulations, you are not entitled to be treated by your own doctor unless you have predesignated him or her as your personal physician.
If you have been injured in a workplace accident in California, you may have already attempted to seek medical benefits. This process is often made difficult, though. At Koszdin, Fields, Sherry & Katz, we have seen many cases where people have struggled due to roadblocks. Often, you will not get to choose what doctor you use. You will have to use one appointed by your employer. In addition, you may be denied services or coverage for essential medical treatments or equipment. The process can be harrowing.
One of the purposes of California’s workers’ compensation insurance requirement is to ensure that you receive the medical care you need after a workplace injury. Your employer could purchase a policy through a company, or it could be self-insured, but going without and failing to provide you with resources for treatment is against the law. The legal team at Koszdin, Fields, Sherry & Katz understands the medical benefits workers are entitled to, and how to ensure that these are not denied.
Enduring the stress of a workplace accident in California can become even worse if your medical benefits are denied. Bills that you thought would be covered may not be, threatening to cause you financial ruin. We at Koszdin, Fields, Sherry and Katz understand this dilemma and work to ensure that you get the help you deserve.
The federal government passed the Employee Retirement Income Security Act to protect employees and their pension plans as well as other benefits. ERISA governs several benefits for the employees and makes sure all employers continue to provide these benefits. ERISA is a Federal Act, and does not cover those benefits that have been enacted by state laws. It is important to understand ERISA laws in order to protect your benefits and secure your future.
Providing health insurance to employees and their dependents as a part of the employment package is a common practice among companies. And in providing these health benefits to their employees, employers are required by the law to follow the anti-discrimination and health plan enforcement regulations.