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What Does Workers’ Compensation Cover?

Most employers and their insurers have the habit of undercutting or refuting worker’s compensation claims. This constraints you financially besides denying you access to high quality medical care. When faced with such a situation, you need to seek the services of workers’ compensation attorneys, who will help you get full benefits. Employee compensation is quite complex. A compensation lawyer has an in-depth understanding of the workers’ compensation law and therefore, can offer specialized representation that guarantees maximum benefits.

In case you are injured in your line of work, you qualify for various types of benefits. These include:

  • Medical Care. You are eligible for reasonable treatment that will ensure that you fully recover from the injury. A compensation lawyer will help you access medical care including rehab, surgery, and any other medication that relieves your work-related injuries. Medical compensation covers prescriptions, medical expenses, and the cost of trips to the medical facility.
  • Temporary Disability. Work-related injuries may force you to take significant time from work. This denies you access to income and therefore, entitles you to temporary disability payments that compensates the lost wages. The payments are often made periodically after your physician verifies that you are temporarily unable to work.
  • Permanent Disability. You may not be fortunate to recover from work-related injuries, a situation that permanently renders you redundant. When you have a permanent disability, you lose your ability to compete fairly with uninjured workers in the labor market. The amount of permanent disability cover depends of the extent to which the injury that you sustained limits you.
  • Vocational Rehabilitation. If the work-related injury prevents you from returning to your former job, you need assistance to secure an alternative job. This is referred to as vocational rehabilitation. During this time, you are entitled to a partial income that will help cushion you financially.

It is advisable to hire a compensation attorney so that your claim can be reviewed. Workplace injuries are commonplace even if your employer carries a worker’s compensation coverage. Unfortunately, compensation claims are often complicated, and may not be paid as planned.

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